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                                Insurance is a financial product that is based on social need. It doesn’t serve just the interests of one, but of many.

In large parts of Hungary, night-time temperatures have been in the minus range in recent weeks. This night frost has had a serious impact on the growth of stone fruit cultures.

Four years ago, when the government unveiled the Pradhan Mantri Fasal Bima Yojana (PMFBY), the crop insurance scheme, general insurance companies saw it as a big opportunity. Bulk of the premium was to come directly from the Centre as well as states.

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